In Florida, once you are required to file an SR22, you must maintain the insurance for a minimum of three years. This requirement applies to drivers who have committed serious driving violations, such as a DUI, driving without insurance, or accumulating too many points on their license. The three-year period begins from the date your driving privileges are reinstated or from when your license is eligible for renewal.
During this time, you must have continuous coverage, and any lapses in the SR22 filing can result in the extension of the requirement or even the suspension of your license. The SR22 is filed by your insurance provider, who will report your coverage status to the Florida Department of Highway Safety and Motor Vehicles (DHSMV).
For drivers looking to maintain their sr22 insurance florida coverage, it’s important to choose an insurer that will notify you if your policy is at risk of lapsing. Additionally, some drivers find that their premiums decrease after the first few years if they maintain a clean driving record. The duration of the SR22 filing means that it is a long-term commitment, and drivers should plan accordingly to ensure that their coverage remains intact for the entire three-year period.